← All lenders
DSCR / Long-Term Rental lenders
136 lenders in the directory offer this program. Long-term rental financing underwritten on the property's debt-service coverage ratio rather than the borrower's personal income. Typically 30-year terms, no W-2s or tax returns.
- AccolendParamus, NJMax LTV 80%Nationwide
- Aloha CapitalBoulder, COMax LTV —Nationwide
- Alpha Tech LendingW Hempstead, NYMax LTV —1 state
- AltaloansAventura, FLMax LTV 80%—
- American Heritage LendingIrvine, CAMax LTV 85%Nationwide
Anchor LoansThousand Oaks, CAMax LTV —Nationwide- Anchor Mortgage LLCDaniel Island, NCMax LTV —2 states
- Arixa CapitalLos Angeles, CAMax LTV —Nationwide
- Asset Based LendingJersey City, NJMax LTV —Nationwide
- Bavex LendingReisterstown, MDMax LTV —Nationwide
- BluPrint Home LoansEncinitas, CAMax LTV —4 states
Boomerang Capital PartnersMesa, AZMax LTV —6 states- Briar Cliff Financial ServicesSewickley, PAMax LTV 80%4 states
- CALCAP FinancialPasadena, CAMax LTV —6 states
Capital Fund 1, LLCScottsdale, AZMax LTV 85%5 states
Capital Funding FinancialBoca Raton, FLMax LTV 80%Nationwide
Cardinal Capital GroupBoston, MAMax LTV 80%51 states
Casa LendingCleveland, OHMax LTV 80%Nationwide- Center Street LendingIrvine, CAMax LTV 80%Nationwide
- Central LendingLakeland, FLMax LTV —Nationwide
Certain LendingSeattle, WAMax LTV 80%Nationwide
Civic Financial ServicesNew York, NYMax LTV 80%Nationwide
Civic Financial ServicesNew York, NYMax LTV 80%Nationwide
Clear Sky FinancialBurke, VAMax LTV —5 states- Coastal Equity GroupCharleston, SCMax LTV 75%12 states
- Cogo CapitalCoeur d'Alene, IDMax LTV —Nationwide
ConventusSan Francisco, CAMax LTV 80%Nationwide
CoreLend FinancialMemphis, TNMax LTV 80%2 states
CoreVest FinanceIrvine, CAMax LTV —Nationwide- Corridor FundingSpring Branch, TXMax LTV ——
- CR LendingProsper, TXMax LTV 70%2 states
CrebridPlano, TXMax LTV —Nationwide- Cressida DirectLos Angeles, CAMax LTV 70%Nationwide
Crossroads Investment LendingOverland Park, KSMax LTV 80%2 states
CrowdcopiaLansdowne, PAMax LTV —2 states- Dominion Financial ServicesBaltimore, MDMax LTV —Nationwide
DunmorLos Angeles, CAMax LTV 85%Nationwide
Easy Street CapitalAustin, TXMax LTV —Nationwide- Express Capital FinancingBrooklyn, NYMax LTV —Nationwide
- Fidelis InvestorsCranford, NJMax LTV ——
- Fidelity Mortgage LendersLos Angeles, CAMax LTV —11 states
- First Bridge LendingPetaluma, CAMax LTV —4 states
- First Equity Funding LLCSea Girt, NJMax LTV —1 state
- Flatiron CapitalGreat Neck, NYMax LTV —47 states
- Flatiron Realty CapitalGreat Neck, NYMax LTV —Nationwide
FlipCo FinancialHouston, TXMax LTV —16 states
Gelt Financial, LLCBoca Raton, FLMax LTV 70%Nationwide- Green BlockAnn Arbor, MIMax LTV —1 state
- Groundfloor LendingAtlanta, GAMax LTV 80%51 states
- Harpoon CapitalAustin, TXMax LTV 85%3 states
HD Lending, LLCPhoenix, AZMax LTV —1 state- HouseMax FundingAustin, TXMax LTV —Nationwide
- i Fund CitiesPhiladelphia, PAMax LTV 80%Nationwide
- IceCap GroupNew York, NYMax LTV 80%Nationwide
- Impulse Capital Partners, LLCTemecula, CAMax LTV 80%—
- Insource FundingBoca Raton, FLMax LTV —Nationwide
Intrust FundingBellevue, WAMax LTV —1 state- Investor Property LoanChatsworth, CAMax LTV 80%Nationwide
- Investors Choice LendingBoston, MAMax LTV ——
- JLJ CapitalPine Brooke, NJMax LTV —Nationwide
KC Investor FundingKansas City, MOMax LTV 80%Nationwide
KECO Capital, LLCHonolulu, HIMax LTV 80%Nationwide
KiaviPittsburgh, PAMax LTV 80%50 states- LendaiMiami, FLMax LTV ——
- LendingDeckRichmond, VAMax LTV —Nationwide
LendingOneBoca Raton, FLMax LTV 80%Nationwide- LendingWiseMiami, FLMax LTV —Nationwide
Lima One CapitalGreenville, SCMax LTV 80%Nationwide- LionscoveRedmond, WAMax LTV —4 states
Longhorn InvestmentsDallas, TXMax LTV —11 states- LYNK MortgageRaleigh, NCMax LTV ——
- Malve Capital LLCPort Washington, NYMax LTV 85%Nationwide
- Merchants MortgageGreenwood Village, COMax LTV —Nationwide
Minnow LoanJefferson City, MOMax LTV 75%2 states
MM LendingLouisville, KYMax LTV 80%51 states
MoFin LendingNew York, NYMax LTV 75%51 states
Mortgage VintageNewport Beach, CAMax LTV —1 state- Mount Wilson CapitalOwings Mills, MDMax LTV —9 states
- Myers CapitalHonolulu, HIMax LTV 70%Nationwide
- National Lending Pro LLCMatthews, NCMax LTV —Nationwide
- Nationwide MortgageSanta Clara, CAMax LTV —Nationwide
- Nationwide Mortgage - CaliforniaSunnyvalue, CAMax LTV —Nationwide
- Nationwide Mortgage - Commercial Real Estate DivisionSanta Clara, CAMax LTV —Nationwide
- Nationwide Mortgage - Non-QM Home LoansSanta Clara, CAMax LTV —Nationwide
- Nationwide Mortgage - Rental Property LoansSan Jose, CAMax LTV —Nationwide
- Navigator Private CapitalAnnapolis, MDMax LTV —Nationwide
- New SilverWest Hartford, CTMax LTV 80%51 states
- New Silver CREWest Hartford, CTMax LTV 85%Nationwide
- OLV CapitalBrooklyn, NYMax LTV 85%Nationwide
- Optimus CapitalGold River, CAMax LTV —Nationwide
Park Place FinanceAustin, TXMax LTV 80%Nationwide- Peak Asset LendingLenexa, KSMax LTV ——
Pimlico CapitalBaltimore, MDMax LTV 80%Nationwide- Private LeverageHouston, TXMax LTV ——
- PrivyDenver, COMax LTV —7 states
Property Flip LoanAnnapolis, MDMax LTV —4 states- Rain City CapitalKirkland, WAMax LTV 80%51 states
RBI Private LendingMiami, FLMax LTV 80%Nationwide
RCN CapitalSouth Windsor, CTMax LTV 80%Nationwide
RCN Capital Correspondent Lending ProgramSouth Windsor, CTMax LTV 80%45 states- Red Rock CapitalColorado Springs, COMax LTV 85%Nationwide
Rehab Financial GroupRosemont, PAMax LTV —18 states- Rehab WalletLexington, SCMax LTV —Nationwide
Renovo FinancialChicago, ILMax LTV —Nationwide- Residential Capital PartnersDallas, TXMax LTV 75%Nationwide
- RF BostonQuincy, WAMax LTV 80%—
- RLV CapitalOklahoma City, OKMax LTV 75%—
- Rodeo LendingLos Angeles, CAMax LTV 70%Nationwide
- Salman Capital FundingJersey City, NJMax LTV —6 states
- Salman Capital FundingJersey City, NJMax LTV —6 states
- SDC CapitalBurbank, CAMax LTV —1 state
- Secured Capital LendingLos Angeles, CAMax LTV —1 state
- Sharestates, Inc.Great Neck, NYMax LTV —Nationwide
- Sherpa Capital GroupChicago, ILMax LTV —Nationwide
- SimpleCREDITGarden City, NYMax LTV 75%Nationwide
- Simplending FinancialHouston, TXMax LTV 75%Nationwide
Spring Garden Lending Group LLCPhiladelphia, PAMax LTV —9 states- StraightLine FundingCharlotte, NCMax LTV —Nationwide
- Stratton EquitiesPine Brook, NJMax LTV —Nationwide
- Stronghill CapitalAustin, TXMax LTV —Nationwide
TaliMar FinancialSan Diego, CAMax LTV 70%1 state- Temple View CapitalBethesda, MDMax LTV 80%Nationwide
Ternus LendingCharlotte, NCMax LTV —41 states- Texas Equity LendingSan Antonio, TXMax LTV —1 state
- The Loan GuysWoodland Hills, CAMax LTV —Nationwide
- TVC FundingBethesda, MDMax LTV 90%Nationwide
- Unitas Funding LLCCranford, NJMax LTV 65%Nationwide
- Vintage Home LoansCypress, TXMax LTV ——
- YieldiAtlanta, GAMax LTV —Nationwide
- ZINC FinancialFresno, CAMax LTV —1 state
- CorrFirstNewotwn, PAMax LTV —51 states
- Max LTV —51 states
- Max LTV —51 states
- Res/Title, Inc.Warwick, RIMax LTV —51 states
- The Archwood GroupSt Johns, FLMax LTV —1 state
- Max LTV —1 state