Spring Garden Lending is a relationship-driven private lender with local teams across the Northeast, Mid-Atlantic, and Midwest offering construction, rehab-to-sell, construction-to-hold, and permanent DSCR financing at rates lower than hard money lenders.
Spring Garden Lending uses flexible, common-sense underwriting — no arbitrary rules. Lenders have an average of 20+ years of experience and underwrite each deal individually. No stated minimum project count; deals are evaluated on borrower track record, project feasibility, and market knowledge.