Woody Financial Realty

Loan programs

Terms & qualification

Typical loan size

$100K – $1M

Typical term

3 mo – 60 mo

Interest rate

8.75% – 10%

Origination / points

2% to 3%

Lien position

1st, 2nd

Prepayment penalty

90 days minimum then no prepay

Payment structure

Amortized

Recourse

Sometimes

Closing speed

15 days typical · 10 days fastest

Cross-collateral

Yes

Equity / JV capital

No

Income documentation

Credit Report, Financial Statements, Loan Application

Borrower entity

Individual(s), LLC, Limited Partnership, Trust, Corporation, Self-Directed IRA

Property types

Lending footprint