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Wilshire Finance Partners

Irvine, CA·Founded 2008·Nationwide
(949) 776-9213
Wilshire Finance Partners is a privately held real estate finance and investment company that originates bridge loans and manages real estate debt and opportunity funds.
Wilshire Finance Partners describing itself

Loan programs

Bridge

Maximum leverage
Max LTV 70%Max LTC 75%Max ARV 65%Max LTP 75%

Multifamily

Maximum leverage
Max LTV 70%
Also offers— no published terms
CommercialGround-Up ConstructionLand & Lot

Terms & qualification

Typical loan size
$1M – $10M
Typical term
6 mo – 60 mo
Interest rate
8.9% – 11.9%
Origination / points
1% to 1.5%
Lien position
Primarily first lien
Prepayment penalty
no
Payment structure
Interest Only
Recourse
Sometimes
Closing speed
30 days typical · 10 days fastest
Cross-collateral
Yes
Equity / JV capital
Yes
Income documentation
Credit Report, Bank Statements, Financial Statements, Loan Application
Borrower entity
Individual(s), LLC, Limited Partnership, Trust, Corporation, Non-Profit Corporation

Property types

2–4 Unit ResidentialSenior Care / Assisted LivingIndustrial / WarehouseMixed-UseMobile / ManufacturedMultifamily (5+)

Lending footprint

ALARAZCACOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVNYOHOKORPARISCSDTNTXUTVAVTWAWIWVWY

Explicitly excluded: AK

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.