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Val-Chris Investments

Irvine, CA·Founded 1975·2 states

Loan programs

Maximum leverage
Max LTV 75%Max LTC 50%
Maximum leverage
Max LTV 75%Max LTC 50%
Maximum leverage
Max LTV 75%Max LTC 50%
Maximum leverage
Max LTV 75%Max LTC 50%
Maximum leverage
Max LTV 75%Max LTC 50%

Terms & qualification

Typical loan size
$30K – $8M
Typical term
12 mo – 10 yr
Interest rate
6.99% – 10.99%
Lien position
1st, 2nd, 3rd, 4th
Prepayment penalty
80% of six months interest
Payment structure
Interest Only
Recourse
Sometimes
Closing speed
10 days typical · 4 days fastest
Prepayment structure
None
Cross-collateral
Yes
Equity / JV capital
No
Income documentation
Credit Report, Loan Application
Borrower entity
Individual(s), LLC, Limited Partnership, Trust, Corporation, Non-Profit Corporation, Self-Directed IRA

Property types

Lending footprint