Our team is comprised of industry leaders with a combined 100 years of experience in banking and lending. We’re a full-service, independent commercial bank with nationwide SBA lending capability. Our business model is relationship driven and focused on providing a total solution to loan sourcing, funding, SBA outsourcing and consulting.
Total Loan Solutions describing itself
Terms & qualification
Typical loan size
$500K – $5M
Typical term
36 mo – 25 yr
Interest rate
3.25% – 6%
Lien position
1st
Prepayment penalty
Step down, usually 5, 3, 2, 1
Payment structure
Interest Only
Recourse
Always
Closing speed
60 days typical · 45 days fastest
Prepayment structure
Step-down
Cross-collateral
Yes
Equity / JV capital
No
Income documentation
Credit Report, Tax Returns, Bank Statements, Financial Statements, Loan Application, Appraisal Required for Commercial Property, Always Before Funding, Broker Price Opinion (BPO) Accepted for Commercial Property, Sometimes
This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.