← All lenders
Ternus Lending describing itself
Ternus Lending
Charlotte, NC·Founded 2024·41 states
Ternus is a leading nationwide private lender specializing in fast, reliable fix-and-flip loans, short-term bridge financing, and DSCR rental loans built for investors by investors across 39 states.
Loan programs
Fix & Flip
$50KTerm
12 mo
Rate
9.5%
Amortization
Interest-Only
Maximum leverage
Max LTC 100%Max ARV 80%
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · 2–4 Unit Residential
Maximum leverage
Max LTC 100%Max ARV 80%Max LTP 100%
Eligible property types
Retail
Also offers— no published terms
Terms & qualification
- Typical loan size
- $50K – $500K
- Typical term
- 12 mo
- Interest rate
- 9.5%
- Origination / points
- 0.5%+
- Prepayment structure
- None
- Borrower entity
- LLC, LP, Corporation, SDIRA, or 401(k) with individual guarantor. SDIRA and 401k accepted - a meaningful differentiator for self-directed retirement investors.