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Ternus Lending

Charlotte, NC·Founded 2024·41 states
Ternus is a leading nationwide private lender specializing in fast, reliable fix-and-flip loans, short-term bridge financing, and DSCR rental loans built for investors by investors across 39 states.
Ternus Lending describing itself

Loan programs

Term
12 mo
Rate
9.5%
Amortization
Interest-Only
Maximum leverage
Max LTC 100%Max ARV 80%
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · 2–4 Unit Residential
Maximum leverage
Max LTC 100%Max ARV 80%Max LTP 100%
Eligible property types
Retail

Terms & qualification

Typical loan size
$50K – $500K
Typical term
12 mo
Interest rate
9.5%
Origination / points
0.5%+
Prepayment structure
None
Borrower entity
LLC, LP, Corporation, SDIRA, or 401(k) with individual guarantor. SDIRA and 401k accepted - a meaningful differentiator for self-directed retirement investors.

Property types

Lending footprint

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.