Stronghill Capital

Austin, TX·Founded 2018·Nationwide

Stronghill Capital is an established national direct lender for income-producing real estate—including commercial, multifamily, and investment residential properties. We specialize in serving seasoned, entrepreneurial users of capital and professional owners of income-producing real estate.

Stronghill Capital describing itself

Loan programs

Offers— no published terms

DSCR / Long-Term Rental Multifamily

Terms & qualification

Typical loan size: $500K – $5M
Typical term: 25 yr – 30 yr
Interest rate: 4.5% – 8%
Origination / points: 0% to 2%
Minimum FICO: 620
Lien position: 1st
Prepayment penalty: Loans locked for half the term and opens up during the last 3 months for free; in between at a penalty of 3-5pts declining 1% per year
Payment structure: Amortized
Recourse: Always
Closing speed: 30 days typical · 8 days fastest
Cross-collateral: Yes
Equity / JV capital: No
Income documentation: Credit Report, Tax Returns, Bank Statements, Financial Statements, Loan Application
Borrower entity: Individual(s), LLC, Limited Partnership, Trust, Corporation, Self-Directed IRA

Property types

2–4 Unit Residential Multifamily (5+)

Lending footprint

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC NE NH NJ NM NY OH OK OR PA RI SC TN TX UT VA VT WA WI WV WY

Explicitly excluded: ND, NV, SD