StraightLine Funding

Charlotte, NC·Nationwide

Straightline is a premier provider of Bridge Loans and Rental Property Loans. We are also the #1 Transactional Funding Lender in the Nation. Our Loan Menu Includes:

StraightLine Funding describing itself

Loan programs

Offers— no published terms

Bridge DSCR / Long-Term Rental Fix & Flip Fix to Rent (BRRRR)Ground-Up Construction Transactional Funding

Terms & qualification

Typical loan size: $50K – $2M
Typical term: 6 mo – 30 yr
Interest rate: 3.75% – 12%
Origination / points: 1.25% to 3%
Lien position: 1st
Prepayment penalty: Rental Loans - 3/2/1 declining prepayment penalty applies
Payment structure: Interest Only
Recourse: Always
Closing speed: 20 days typical · 10 days fastest
Prepayment structure: Step-down
Cross-collateral: No
Equity / JV capital: No
Income documentation: Credit Report, Bank Statements, Loan Application
Borrower entity: LLC, Corporation

Lending footprint

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY

Explicitly excluded: AZ, CA, ID, MN, ND, NE, NV, NY, OR, SD, UT, VT, WA

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.

Private Lender Linkretrieved 2026-09-15
Lender websiteretrieved 2026-09-15
Drive Active Compact FULL 2026-09-15retrieved 2026-09-15