Established in 1998, Sterling Pacific Financial is a privately held real estate lending and investment management company operating throughout Northern California. We are committed to helping borrowers leverage their real estate holdings with creative, efficient and flexible loan programs.
Sterling Pacific Financial describing itself
Terms & qualification
Typical loan size
$50K – $5M
Typical term
12 mo – 36 mo
Interest rate
8% – 12%
Origination / points
3% to 6%
Lien position
1st, 2nd
Prepayment penalty
no
Payment structure
Interest Only
Recourse
Always
Closing speed
15 days typical · 5 days fastest
Cross-collateral
Yes
Equity / JV capital
No
Income documentation
Credit Report, Tax Returns, Bank Statements, Financial Statements, Loan Application
Borrower entity
Individual(s), LLC, Limited Partnership, Trust, Corporation, Non-Profit Corporation, Self-Directed IRA
This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.