← All lendersSouthwest Guaranty describing itself
Southwest Guaranty
Houston, TX·1 state
Southwest Guaranty, a Houston-based private direct commercial real estate lender, was founded by Russ Gaines in 1995. We were the first lender to recognize the niche of small balance commercial lending and streamlined a loan process catering to these loans. Southwest Guaranty recognizes that each loan has its own “story” and we can structure a loan to fit each borrower’s specific needs. Our lending area stretches across the Lone Star state and we will consider loans outside of Texas on a case-by-case basis. We look forward to working with you!
Loan programs
Maximum leverage
Max LTV 65%Max LTC 70%
Maximum leverage
Max LTV 65%Max LTC 70%
Maximum leverage
Max LTV 65%Max LTC 70%
Maximum leverage
Max LTV 65%Max LTC 70%
Maximum leverage
Max LTV 65%Max LTC 70%
Terms & qualification
- Typical loan size
- $100K – $5M
- Typical term
- 12 mo – 60 mo
- Interest rate
- 10% – 12%
- Origination / points
- 2% to 4%
- Lien position
- 1st
- Prepayment penalty
- no
- Payment structure
- Interest Only
- Recourse
- Always
- Closing speed
- 10 days typical · 5 days fastest
- Prepayment structure
- None
- Cross-collateral
- No
- Equity / JV capital
- No
- Borrower entity
- Individual(s), LLC, Limited Partnership, Trust, Corporation