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Southwest Guaranty

Houston, TX·1 state
Southwest Guaranty, a Houston-based private direct commercial real estate lender, was founded by Russ Gaines in 1995. We were the first lender to recognize the niche of small balance commercial lending and streamlined a loan process catering to these loans. Southwest Guaranty recognizes that each loan has its own “story” and we can structure a loan to fit each borrower’s specific needs. Our lending area stretches across the Lone Star state and we will consider loans outside of Texas on a case-by-case basis. We look forward to working with you!
Southwest Guaranty describing itself

Loan programs

Offers— no published terms

Terms & qualification

Typical loan size
$100K – $5M
Typical term
12 mo – 60 mo
Interest rate
10% – 12%
Origination / points
2% to 4%
Lien position
1st
Prepayment penalty
no
Payment structure
Interest Only
Recourse
Always
Closing speed
10 days typical · 5 days fastest
Prepayment structure
None
Cross-collateral
No
Equity / JV capital
No
Borrower entity
Individual(s), LLC, Limited Partnership, Trust, Corporation

Property types

Lending footprint

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.