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Socotra Capital

Sacramento, CA·Founded 2007·Nationwide
Socotra Capital is a leading nationwide private lender specializing in fast, reliable fix-and-flip loans, short-term bridge financing, and rehab construction lending across 22 states.
Socotra Capital describing itself

Loan programs

Maximum leverage
Max LTV 60%Max LTC 75%
Term
6 mo – 12 mo
Amortization
Interest-Only
Maximum leverage
Max LTV 60%Max LTC 75%
Eligible property types
Single-Family (SFR) · 2–4 Unit Residential · Multifamily (5+)
Term
6 mo – 24 mo
Amortization
Interest-Only
Maximum leverage
Max LTV 65%Max LTC 75%
Eligible property types
Single-Family (SFR) · Multifamily (5+) · Mixed-Use · Office · Retail · Industrial / Warehouse
Maximum leverage
Max LTV 60%Max LTC 75%
Maximum leverage
Max LTV 60%Max LTC 75%
Maximum leverage
Max LTV 60%Max LTC 75%
Also offers— no published terms

Terms & qualification

Typical loan size
$30K – $6M
Typical term
6 mo – 24 mo
Interest rate
8% – 18%
Prepayment structure
None
Income documentation
No income or financial verification required. Socotra Capital is strictly asset-based - no W-2s, no tax returns, no personal DTI analysis.

Property types

Lending footprint