Socotra Capital

Sacramento, CA·Founded 2007·Nationwide

Socotra Capital is a leading nationwide private lender specializing in fast, reliable fix-and-flip loans, short-term bridge financing, and rehab construction lending across 22 states.

Socotra Capital describing itself

Loan programs

Ground-Up Construction

$30K

Term

6 mo – 24 mo

Amortization

Interest-Only

Maximum leverage

Max LTV 65%

Eligible property types

Single-Family (SFR) · Multifamily (5+) · Mixed-Use · Office · Retail · Industrial / Warehouse

Fix & Flip

$30K

Term

6 mo – 12 mo

Amortization

Interest-Only

Eligible property types

Single-Family (SFR) · 2–4 Unit Residential · Multifamily (5+)

Also offers— no published terms

Bridge Commercial Fix to Rent (BRRRR)Multifamily

Terms & qualification

Typical loan size: $30K – $6M
Typical term: 6 mo – 24 mo
Interest rate: 8% – 18%
Prepayment structure: None
Income documentation: No income or financial verification required. Socotra Capital is strictly asset-based - no W-2s, no tax returns, no personal DTI analysis.

Property types

Single-Family (SFR)2–4 Unit Residential Multifamily (5+)Mixed-Use Office Retail Industrial / Warehouse

Lending footprint

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.

Private Lender Linkretrieved 2026-09-15
Lender websiteretrieved 2026-09-15
Drive Active Compact FULL 2026-09-15retrieved 2026-09-15
FlipperForce Lender Directoryretrieved 2026-09-14
Scotsman Guide / LenderSearchretrieved 2026-09-14