The SJ Morgan Private Lending Exchange is a private / hard money lending company that offers loans secured by residential and commercial real estate throughout California.
SJ Morgan Private Lending Exchange describing itself
Terms & qualification
Typical loan size
$50K – $1M
Typical term
3 mo – 15 yr
Interest rate
9% – 14%
Origination / points
2.75% to 4%
Lien position
1st, 2nd
Prepayment penalty
6 Month Prepayment Penalty on Hold,
Payment structure
Interest Only
Recourse
Always
Closing speed
15 days typical · 7 days fastest
Cross-collateral
Yes
Equity / JV capital
No
Income documentation
Credit Report, Tax Returns, Bank Statements, Financial Statements, Loan Application
This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.