LCThe Lending Commons
← All lenders

Security Financial Services

San Francisco, CA·1 state
Security Financial Services primarily provides short-term bridge loans for acquisitions, refinances, cash-out transactions, and rehabilitation projects secured by investment real estate throughout California.
Security Financial Services describing itself

Loan programs

Maximum leverage
Max LTC 75%Max ARV 65%Max LTP 70%
Maximum leverage
Max LTV 75%Max LTP 70%
Also offers— no published terms

Terms & qualification

Typical loan size
$150K – $4.5M
Typical term
12 mo – 18 mo
Interest rate
7.95% – 9.5%
Origination / points
1.00% to 2.00%
Minimum FICO
650
Lien position
1st, 2nd
Prepayment penalty
Typically 3-6 month Minimum Interest Guarantee
Payment structure
Interest Only
Recourse
Always
Closing speed
7 days typical · 3 days fastest
Prepayment structure
Minimum interest
Cross-collateral
Yes
Equity / JV capital
No
Income documentation
Credit Report, Tax Returns, Financial Statements, Loan Application
Borrower entity
Individual(s), LLC, Limited Partnership, Trust, Corporation, Non-Profit Corporation

Property types

Lending footprint

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.