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Renovo Financial

Chicago, IL·Founded 2014·Nationwide
Renovo Financial is a leading regional private lender specializing in fast, reliable fix-and-flip rehab loans, new construction loans, and rental DSCR loans across 30+ metro markets.
Renovo Financial describing itself

Loan programs

Term
30 yr
Amortization
30-Year Fixed
Maximum leverage
Max LTV 80%Max LTC 80%
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · 2–4 Unit Residential · Multifamily (5+)
Term
6 mo – 24 mo
Amortization
Interest-Only
Maximum leverage
Max LTV 80%Max LTC 80%
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · 2–4 Unit Residential · Multifamily (5+)
Term
12 mo – 24 mo
Amortization
Interest-Only
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · 2–4 Unit Residential · Multifamily (5+)
Maximum leverage
Max LTV 80%Max LTC 80%

Terms & qualification

Minimum FICO
640
Income documentation
Asset-Based Lending. Qualification is driven by the property's value and projected cash flow, not personal W-2 income, pay stubs, or personal debt-to-income ratios.
Borrower entity
Business Entity Recommended. Most loans are structured under an LLC or Corporation. Contact your local Renovo lending team to confirm entity requirements for your specific loan product.
Experience required
All Experience Levels Welcome. Renovo works with first-time investors and seasoned operators alike. More experienced builders with documented exit histories can unlock higher leverage and more favorable construction draw structures.

Property types

Lending footprint