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Red Rock Capital

Colorado Springs, CO·Nationwide
Visit website ↗(719) 900-5400
Generally 600 for bridge loans and 620 for DSCR loans; lower scores may be considered on exception
Red Rock Capital describing itself

Loan programs

Fix to Rent (BRRRR)

Maximum leverage
Max LTC 95%Max ARV 75%Max LTP 90%

Fix & Flip

$100K – $5M
Term
12 mo – 24 mo
Maximum leverage
Max LTV 85%Max LTC 95%Max ARV 75%Max LTP 90%

Ground-Up Construction

$100K – $5M
Term
12 mo – 24 mo
Maximum leverage
Max LTV 85%Max LTV (cash-out) 75%Max LTC 95%Max LTCV 75%

Bridge

Maximum leverage
Max LTV 85%Max LTP 80%

DSCR / Long-Term Rental

Maximum leverage
Max LTV 85%Max LTP 85%
Also offers— no published terms
CommercialMultifamilyRental Portfolio / Blanket

Terms & qualification

Typical loan size
$75K – $5M
Typical term
12 mo – 24 mo
Interest rate
5.88% – 15%
Origination / points
0% to 5%
Lien position
1st, 2nd
Prepayment penalty
Depends on program qualifying- our core 12 month fix and flip and bridge have no prepayment penalty. 24 month fix and flip and bridge have 6 month minimum interest. DSCR is available without a prepayment penalty but affects interest rate pricing
Payment structure
Generally structured with interest-only monthly payments and a balloon payment at maturity
Recourse
Sometimes
Closing speed
15 days typical · 6 days fastest
Prepayment structure
Minimum interest
Cross-collateral
Yes
Equity / JV capital
No
Income documentation
Credit Report, Tax Returns, Bank Statements, Financial Statements, Loan Application
Borrower entity
LLC, Limited Partnership, Trust, Corporation, Self-Directed IRA

Property types

2–4 Unit ResidentialCondo / Townhome / PUDMultifamily (5+)Single-Family (SFR)

Lending footprint

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Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.