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RBI Private Lending

Miami, FL·Founded 2015·Nationwide
Visit website ↗1789452201
RBI Private Lending is a leading nationwide private lender specializing in fast, reliable fix-and-flip loans, new construction financing, short-term bridge loans, and DSCR rental loans.
RBI Private Lending describing itself

Loan programs

Fix & Flip

$500 – $950
Term
6 mo – 18 mo
Rate
2% – 8.75%
Amortization
Interest-Only
Maximum leverage
Max LTC 95%Max ARV 75%
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · 2–4 Unit Residential · Multifamily (5+)

Ground-Up Construction

$650 – $1K
Term
12 mo – 24 mo
Rate
2% – 8.75%
Amortization
30-Year Fixed, Interest-Only
Maximum leverage
Max LTV 80%Max LTC 95%
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · 2–4 Unit Residential · Multifamily (5+)

DSCR / Long-Term Rental

Term
15 yr – 30 yr
Rate
5.5%
Amortization
30-Year Fixed, ARM, Balloon, Interest-Only
Maximum leverage
Max LTV 80%Max LTC 95%Max ARV 75%
Also offers— no published terms
BridgeFix to Rent (BRRRR)Land & LotMultifamily

Terms & qualification

Typical loan size
$75K – $5M
Typical term
3 mo – 24 mo
Interest rate
8.5% – 12%
Origination / points
1% to 2%
Minimum FICO
620
Lien position
1st
Prepayment penalty
no
Payment structure
Interest Only
Recourse
Always
Closing speed
10 days typical · 5 days fastest
Prepayment structure
None
Cross-collateral
Yes
Equity / JV capital
No
Income documentation
No W-2s or tax returns required. Qualification based on asset value, project budget, and borrower track record. DSCR loans qualify on rental income only.
Borrower entity
Loans closed under a business entity. Foreign nationals accepted with a US entity, US bank account, and a designated service-of-process agent.

Property types

Single-Family (SFR)Condo / Townhome / PUD2–4 Unit ResidentialMultifamily (5+)Land & Lots

Lending footprint

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Explicitly excluded: HI, ND, NV, OR, SD, UT

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.