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Property Flip Loan

Annapolis, MD·Founded 2019·4 states
Property Flip Loan is a leading local private lender specializing in fast, reliable Fix-and-Flip Bridge, Short-Term Bridge, and DSCR Rental loans for Maryland, DC, and Virginia real estate investors.
Property Flip Loan describing itself

Loan programs

Fix & Flip

$100K – $1M
Term
12 mo
Rate
2% – 15%
Amortization
Interest-Only
Maximum leverage
Max LTC 85%Max ARV 70%
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · 2–4 Unit Residential · Multifamily (5+)

Terms & qualification

Typical loan size
$100K – $1M
Typical term
1 mo – 12 mo
Interest rate
12%
Origination / points
2% (Flat Fee)
Lien position
1st
Prepayment penalty
no
Payment structure
Interest Only
Recourse
Always
Prepayment structure
None
Cross-collateral
Yes
Equity / JV capital
No
Income documentation
Minimal Documentation. Loan application required. No W-2s or tax returns required. Deal-based underwriting focused on ARV, project plan, and borrower equity contribution. Minimum borrower contribution: 10-15% of purchase or project costs.
Borrower entity
LLC, LP, Trust, or Corporation required. Personal guaranty always required. No foreign nationals. No second position loans. No 100% financing. No rural properties. No owner-occupied homes. No ground-up construction. Business-purpose investment properties only. Maryland, DC, and Virginia.
Experience required
No Experience Required. First-time investors are welcome. Borrowers without prior experience must show additional liquidity and cash reserves. Marc works personally with every borrower from offer through closing - new investors receive direct guidance throughout the process.

Property types

Lending footprint