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Pimlico Capital describing itself
Pimlico Capital
Baltimore, MD·Founded 2010·Nationwide
Pimlico Capital is a leading regional private lender specializing in fast, reliable fix-and-flip loans, short-term bridge financing, and DSCR rental loans across 13 East Coast states.
Loan programs
Maximum leverage
Max LTV 70%Max LTC 90%
DSCR / Long-Term Rental
$75K – $3MTerm
30 yr
Rate
6.25% – 9.95%
Amortization
30-Year Fixed, Interest-Only
Maximum leverage
Max LTV 80%Max LTV (cash-out) 75%
Eligible property types
2–4 Unit Residential · Multifamily (5+) · Mixed-Use
Fix & Flip
$75KTerm
6 mo – 18 mo
Rate
6.25% – 9.95%
Amortization
30-Year Fixed, Interest-Only
Maximum leverage
Max LTV 80%Max LTV (cash-out) 80%
Eligible property types
2–4 Unit Residential · Multifamily (5+) · Mixed-Use
Also offers— no published terms
Terms & qualification
- Typical loan size
- $75K – $5M
- Typical term
- 3 mo – 30 yr
- Interest rate
- 9.95% – 12%
- Origination / points
- 2% to 3%
- Minimum FICO
- 600
- Lien position
- 1st
- Prepayment penalty
- 3 months for short-term loans. 30-year rental loans typically have a step-down pre-pay penalty of 3-5 years.
- Payment structure
- Interest Only
- Recourse
- Always
- Closing speed
- 7 days typical · 2 days fastest
- Prepayment structure
- None, Step-down
- Cross-collateral
- Yes
- Equity / JV capital
- No
- Income documentation
- None required | Asset-based underwriting only
- Borrower entity
- Individual(s), LLC, Limited Partnership, Trust