← All lenders
Pacific Equity and Loan describing itself
Pacific Equity and Loan
Lakewood, WA·4 states
At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs. We are flexible in areas where other lenders aren’t.
Loan programs
Offers— no published terms
Terms & qualification
- Typical loan size
- $75K – $3M
- Typical term
- 6 mo – 12 mo
- Interest rate
- 11% – 15%
- Origination / points
- 2% to 4%
- Minimum FICO
- 600
- Prepayment penalty
- 6 months minimum loan term
- Payment structure
- Interest Only
- Recourse
- Always
- Closing speed
- 12 days typical · 5 days fastest
- Cross-collateral
- No
- Equity / JV capital
- No
- Income documentation
- Credit Report, Bank Statements, Loan Application
- Borrower entity
- LLC, Corporation