Pacific Capital Funding Corp

Calabasas, CA·1 state

Terms & qualification

Typical loan size: $50K – $20M
Typical term: 6 mo – 30 yr
Interest rate: 6.99% – 13.99%
Origination / points: 1% to 5%
Minimum FICO: 550
Lien position: 1st, 2nd
Prepayment penalty: case by case basis
Payment structure: Interest Only
Recourse: Always
Closing speed: 10 days typical · 5 days fastest
Cross-collateral: Yes
Equity / JV capital: No
Income documentation: Credit Report, Financial Statements, Loan Application
Borrower entity: Individual(s), LLC, Limited Partnership, Trust, Corporation, Self-Directed IRA