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North Oak Investment

Kansas City, KS·Founded 1972·2 states
North Oak Investment is a leading local private lender specializing in fast, reliable fix-and-flip bridge loans and short-term bridge financing for residential real estate investors in the Kansas City metro.
North Oak Investment describing itself

Loan programs

Fix & Flip

$30K – $1M
Term
6 mo – 12 mo
Rate
12% – 13.5%
Amortization
Interest-Only
Maximum leverage
Max LTV 80%Max ARV 75%Max LTP 100%
Eligible property types
Single-Family (SFR) · 2–4 Unit Residential
Also offers— no published terms

Terms & qualification

Typical loan size
$30K – $1M
Typical term
6 mo – 12 mo
Interest rate
12% – 13.5%
Origination / points
2.25% to 3.00%
Minimum FICO
600
Prepayment structure
Minimum interest
Income documentation
No W-2s or Tax Returns Required. Asset-based underwriting focused on the deal structure and property value.
Borrower entity
Individuals, LLCs, and Corporations accepted. Unlike many hard money lenders, North Oak will lend to individuals - not just business entities.
Experience required
All Tiers Accepted. First-time investors welcome - max 75% LTARV . Experienced repeat borrowers unlock higher leverage up to 80% LTARV and improved terms over time.

Property types

Lending footprint

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.