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Mortgage Vintage describing itself
Mortgage Vintage
Newport Beach, CA·Founded 2008·1 state
Mortgage Vintage is a leading regional private lender specializing in fast, reliable fix-and-flip loans, short-term bridge financing, new construction lending, and DSCR rental loans throughout California.
Loan programs
Term
—
Rate
—
Term
—
Rate
—
DSCR / Long-Term Rental
$50K – $3.5MTerm
—
Rate
6.63%
Eligible property types
Condo / Townhome / PUD · Multifamily (5+) · Mixed-Use
Fix & Flip
$50K – $3.5MTerm
3 mo
Rate
—
Maximum leverage
Max LTP 70%
Eligible property types
2–4 Unit Residential
Term
—
Rate
—
Term
12 mo – 48 mo
Rate
6.63%
Eligible property types
Single-Family (SFR) · Multifamily (5+)
Term
—
Rate
—
Term
—
Rate
—
Terms & qualification
- Typical loan size
- $50K – $5M
- Typical term
- 6 mo – 48 mo
- Interest rate
- 7.99% – 15%
- Origination / points
- 2%+
- Minimum FICO
- —
- Lien position
- 1st, 2nd
- Prepayment penalty
- no
- Payment structure
- Interest Only
- Recourse
- Always
- Closing speed
- 7 days typical · 1 days fastest
- Prepayment structure
- —
- Cross-collateral
- Yes
- Equity / JV capital
- No
- Income documentation
- Credit Report, Bank Statements, Loan Application
- Borrower entity
- Individual(s), LLC, Limited Partnership, Trust, Corporation, Non-Profit Corporation, Self-Directed IRA
- Experience required
- —
Property types
Lending footprint
Sources
This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.
- Private Lender Linkretrieved 2026-09-15
- Lender websiteretrieved 2026-09-15
- Drive Active Compact FULL 2026-09-15retrieved 2026-09-15
- FlipperForce Lender Directoryretrieved 2026-09-14