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MM Lending describing itself
MM Lending
Louisville, KY·Founded 2005·51 states
MM Lending is a leading local private lender specializing in fast, reliable fix-and-flip loans, short-term bridge financing, and new construction lending across Ohio, Indiana, and Kentucky.
Loan programs
DSCR / Long-Term Rental
$100K – $1.5MTerm
30 yr
Rate
5% – 10%
Amortization
30-Year Fixed, ARM
Maximum leverage
Max LTV 80%Max LTV (cash-out) 75%Max LTP 90%
Eligible property types
Single-Family (SFR) · 2–4 Unit Residential · Multifamily (5+)
Ground-Up Construction
$100K – $1.5MTerm
30 yr
Rate
5.88%
Amortization
30-Year Fixed
Maximum leverage
Max LTV 80%
Eligible property types
2–4 Unit Residential
Term
12 mo
Amortization
Interest-Only
Maximum leverage
Max LTV 75%Max LTP 90%
Eligible property types
Single-Family (SFR) · 2–4 Unit Residential · Multifamily (5+)
Also offers— no published terms
Terms & qualification
- Typical term
- 12 mo
- Prepayment structure
- None
- Income documentation
- No personal income requirements. Loan qualifies on property cash flow only.
- Experience required
- All experience levels accepted for fix-and-flip and fix-to-rent programs. Ground-up construction requires demonstrated development experience.