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The Loan Guys describing itself
The Loan Guys
Woodland Hills, CA·Nationwide
LoanGuys.com is a nationwide mortgage leader focusing on Private Money Loans and Conventional Home Loans. Our private money lending programs are Rental Property Loans, Bridge Loans and Fix and Flip loans. These loans are for real estate investors who are looking to collect cash flow from their rental properties. Our Fix and Flip loans are built for investors who are looking to rehab a property and sell the property for a profit. Our team has a culmination of over 30 years experience.
Loan programs
Maximum leverage
Max LTV 80%Max LTC 75%
Maximum leverage
Max LTV 80%Max LTC 75%
Maximum leverage
Max LTV 80%Max LTC 75%
Maximum leverage
Max LTV 80%Max LTC 75%
Also offers— no published terms
Terms & qualification
- Typical loan size
- $100K – $3M
- Typical term
- 12 mo – 30 yr
- Interest rate
- 3.49% – 9.5%
- Origination / points
- 2% to 3%
- Minimum FICO
- 620
- Lien position
- 1st
- Prepayment penalty
- No prepay penalty for short-term bridge, but we do charge on long-term rental.
- Payment structure
- Interest Only
- Recourse
- Always
- Closing speed
- 14 days typical · 5 days fastest
- Prepayment structure
- None
- Cross-collateral
- Yes
- Equity / JV capital
- No
- Income documentation
- Credit Report
- Borrower entity
- Individual(s), LLC, Corporation