Little City Investments

Loan programs

Terms & qualification

Typical loan size

$100K – $2M

Typical term

12 mo

Interest rate

8.5% – 13%

Origination / points

2% to 4%

Minimum FICO

550

Lien position

1st

Prepayment penalty

4 months minimum interest

Payment structure

Interest Only

Recourse

Always

Closing speed

7 days typical · 5 days fastest

Prepayment structure

Minimum interest

Cross-collateral

Yes

Equity / JV capital

No

Income documentation

Credit Report, Loan Application

Borrower entity

Individual(s), LLC, Limited Partnership, Corporation

Lending footprint

Not reported.