Lima One Capital offers the most comprehensive private lending suite in the industry - Fix-and-Flip, Short-Term Bridge, New Construction, DSCR Rental, and Multifamily - with non-recourse options, in-house operations, and a BRRRR Fix-to-Rent program with no seasoning.
Credit report and bank statements required. No tax returns required. DSCR rental loans qualify on property cash flow — minimum DSCR 1.0 on single-property rentals. No borrower income documentation required on DSCR programs. Multifamily programs are evaluated on property performance and market factors.
Borrower entity
LLC, LP, Trust, and Corporation accepted. No individuals on most programs. Personal guaranty sometimes required — non-recourse available on fix-and-flip, bridge, construction, rental, and multifamily programs. Junior liens behind Lima One’s senior mortgage permitted. Foreign nationals accepted on multifamily.
Experience required
No experience required for fix-and-flip or short-term bridge (0 prior projects accepted). Minimum 5 prior completed ground-up construction projects required for the new construction program. Multifamily programs have additional experience requirements based on project scope. First-time fix-and-flip investors are welcome.
This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.
