LendingOne is a leading nationwide private lender specializing in fast, reliable fix-and-flip bridge loans, DSCR rental loans, and ground-up new construction financing.
For long-term rental loans - 5 Year with options down to No Prepayment Penalty Period.
Payment structure
Interest Only
Recourse
Sometimes
Closing speed
10 days typical · 5 days fastest
Prepayment structure
None
Cross-collateral
Yes
Equity / JV capital
Yes
Income documentation
No W-2s or Tax Returns Required. Underwriting is strictly asset-based for bridge and fix-and-flip products. DSCR rental loans qualify entirely on the subject property's gross rental income relative to PITI - personal DTI is not evaluated.
Borrower entity
LLC, Limited Partnership, Trust, or Corporation Required. LendingOne lends to business entities only - not to individuals. Loans must be closed under a qualifying business entity. Non-recourse options are available on select loan structures.
Experience required
Minimum 1 Completed Project Required for fix-and-flip and fix-to-rent loan types. Ground-up construction requires at least 1 prior completed ground-up build. Seasoned investors with more exits unlock higher leverage tiers and better rate pricing.
This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.
