← All lendersKarpe Real Estate Center describing itself
Karpe Real Estate Center
Bakersfield, CA·Founded 1926·1 state
Karpe Real Estate Center is based in Bakersfield, Kern County, California. We have been funding and servicing private money (hard money) mortgage loans secured by real estate since 1926. As a direct private money (hard money) lending company, we specialize in a variety of lending solutions.
Loan programs
Offers— no published terms
Terms & qualification
- Typical loan size
- $30K – $2M
- Typical term
- 6 mo – 60 mo
- Interest rate
- 10.5% – 15%
- Origination / points
- 2% to 10%
- Lien position
- 1st
- Prepayment penalty
- Typically 3 months at 1% of the loan amount
- Payment structure
- Interest Only
- Recourse
- Always
- Closing speed
- 14 days typical · 5 days fastest
- Prepayment structure
- None
- Cross-collateral
- Yes
- Equity / JV capital
- No
- Income documentation
- Credit Report, Tax Returns, Bank Statements, Financial Statements, Loan Application
- Borrower entity
- Individual(s), LLC, Limited Partnership, Trust, Corporation, Non-Profit Corporation, Self-Directed IRA
Property types
Lending footprint
Sources
This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.
- Private Lender Linkretrieved 2026-09-15
- Lender websiteretrieved 2026-09-15
- Drive Active Compact FULL 2026-09-15retrieved 2026-09-15