JDI Realty

Chicago, IL·Founded 1988·Nationwide

JDI Realty is a well capitalized CRE private lending firm with over $1B directly lent since 1988. JDI originates all loans through pre existing funds, meaning we are not a broker but the lender itself. As a direct lender, we actively seek and protect introducing mortgage brokers.

JDI Realty describing itself

Loan programs

Offers— no published terms

Bridge Commercial Ground-Up Construction Land & Lot

Terms & qualification

Typical loan size: $2.5M – $30M
Typical term: 3 mo – 24 mo
Interest rate: 11% – 14%
Origination / points: 2% to 4%
Minimum FICO: 400
Lien position: 1st
Prepayment penalty: Deal size dependent. At least 3 months of interest payments.
Payment structure: Interest Only
Recourse: Sometimes
Closing speed: 14 days typical · 5 days fastest
Cross-collateral: Yes
Equity / JV capital: Yes
Income documentation: Credit Report, Tax Returns, Bank Statements, Financial Statements, Loan Application, Appraisal Required for Commercial Property, Sometimes, Broker Price Opinion (BPO) Accepted for Commercial Property, Sometimes
Borrower entity: Individual(s), LLC, Corporation

Property types

Land & Lots

Lending footprint

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.

Private Lender Linkretrieved 2026-09-15
Lender websiteretrieved 2026-09-15
Drive Active Compact FULL 2026-09-15retrieved 2026-09-15