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JCAP Private Lending describing itself
JCAP Private Lending
Costa Mesa, CA·Nationwide
JCAP Private Lending continues to set records for fast closings. We can deliver hard money loans up to $5 million. Our company specializes in first and second mortgages throughout the United States. We have become the local expert in luxury home loans. Whether you need a loan rental property, luxury home project, or commercial building, we have you covered.
Loan programs
Maximum leverage
Max LTV 65%
Maximum leverage
Max LTV 65%
Maximum leverage
Max LTV 65%
Terms & qualification
- Typical loan size
- $100K – $5M
- Typical term
- 6 mo – 24 mo
- Interest rate
- 8.99% – 13.99%
- Origination / points
- 1.5% to 3%
- Minimum FICO
- 650
- Lien position
- 1st, 2nd
- Prepayment penalty
- 3 months
- Payment structure
- Interest Only
- Recourse
- Always
- Closing speed
- 8 days typical · 1 days fastest
- Cross-collateral
- Yes
- Equity / JV capital
- No
- Income documentation
- Credit Report, Bank Statements, Financial Statements, Loan Application
- Borrower entity
- Individual(s), LLC, Limited Partnership, Trust, Corporation
Lending footprint
Explicitly excluded: CA, ID, MN, MT, ND, SD, VT