JCAP Private Lending continues to set records for fast closings. We can deliver hard money loans up to $5 million. Our company specializes in first and second mortgages throughout the United States. We have become the local expert in luxury home loans. Whether you need a loan rental property, luxury home project, or commercial building, we have you covered.
JCAP Private Lending describing itself
Terms & qualification
Typical loan size
$100K – $5M
Typical term
6 mo – 24 mo
Interest rate
8.99% – 13.99%
Origination / points
1.5% to 3%
Minimum FICO
650
Lien position
1st, 2nd
Prepayment penalty
3 months
Payment structure
Interest Only
Recourse
Always
Closing speed
8 days typical · 1 days fastest
Cross-collateral
Yes
Equity / JV capital
No
Income documentation
Credit Report, Bank Statements, Financial Statements, Loan Application
This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.
