Insula Capital Group

Loan programs

Terms & qualification

Typical loan size

$50K – $20M

Typical term

10 yr – 30 yr

Minimum FICO

498

Lien position

1st

Prepayment penalty

no

Payment structure

Interest Only

Recourse

Sometimes

Closing speed

3 days typical · 1 days fastest

Cross-collateral

Yes

Equity / JV capital

Yes

Income documentation

Loan Application

Borrower entity

Individual(s), LLC, Limited Partnership, Trust, Corporation, Self-Directed IRA

Property types

Lending footprint