CIVIC Financial Services is a leading direct private lender specializing in fast, reliable fix-and-flip bridge, short-term bridge, and DSCR rental loans for residential investment properties.
Credit Report, Bank Statements, and Financial Statements Required. No W-2s or tax returns required. Qualifying is asset-based - personal debt-to-income ratios are not evaluated.
Borrower entity
Individuals, LLC, LP, Trust, Corporation, and Self-Directed IRA all accepted. Foreign nationals accepted with passport, ITIN/EIN, and US account funds. JV equity from outside investors permitted. Personal guaranty sometimes required.
Experience required
All Experience Levels Accepted. No prior project history required. First-time investors accepted on all programs.
