← All lendersHarvest CRF describing itself
Harvest CRF
Folsom, CA·Founded 2016·Nationwide
Harvest Small Business Finance, LLC (“Harvest”) is a non-bank lender for owner-occupied commercial real estate nationwide. Harvest fills the void created by traditional bank and finance companies. We offer CRE-secured loans up to $5 million to customers in most industries.
Loan programs
Offers— no published terms
Terms & qualification
- Typical loan size
- $250K – $15M
- Typical term
- 25 yr
- Interest rate
- 4% – 8%
- Origination / points
- 3% to 5%
- Minimum FICO
- 600
- Lien position
- 1st
- Prepayment penalty
- no
- Payment structure
- Amortized
- Recourse
- Always
- Closing speed
- 40 days typical · 25 days fastest
- Cross-collateral
- No
- Equity / JV capital
- No
- Income documentation
- Credit Report, Tax Returns, Bank Statements, Financial Statements, Loan Application, Appraisal Required for Commercial Property, Sometimes, Broker Price Opinion (BPO) Accepted for Commercial Property, Sometimes
- Borrower entity
- Individual(s), LLC, Limited Partnership, Corporation
Lending footprint
Sources
This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.
- Private Lender Linkretrieved 2026-09-15
- Lender websiteretrieved 2026-09-15
- Drive Active Compact FULL 2026-09-15retrieved 2026-09-15