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FlipCo Financial

Houston, TX·Founded 2020·16 states
FlipCo Financial is a leading local private lender specializing in fast, reliable fix-and-flip bridge loans, short-term residential bridge financing, and fix-to-rent BRRRR capital across the South, Midwest, and Southeast.
FlipCo Financial describing itself

Loan programs

Fix & Flip

$25K – $1.2M
Term
3 mo – 6 mo
Rate
11% – 11.99%
Amortization
Interest-Only
Maximum leverage
Max LTV 75%Max LTV (cash-out) 60%Max LTC 90%Max ARV 75%Max LTP 90%
Eligible property types
Single-Family (SFR) · 2–4 Unit Residential · Multifamily (5+) · Mixed-Use
Maximum leverage
Max LTV 75%

Terms & qualification

Typical loan size
$25K – $1.2M
Typical term
3 mo – 6 mo
Interest rate
11% – 11.99%
Origination / points
2.00%
Prepayment structure
None
Income documentation
No W-2s or Tax Returns Required. FlipCo is a true asset-based lender - qualification is driven entirely by the property value, ARV comps, and the itemized scope of work submitted at underwriting.
Borrower entity
Flexible Entity Requirements. FlipCo will lend to individuals, LLCs, limited partnerships, and corporations. Foreign nationals are also considered on a case-by-case basis.
Experience required
All Levels Welcome. Zero prior exits required. First-time flippers are accepted. For heavy rehabs or complex projects, FlipCo may require either borrower experience or a demonstrated local contractor team capable of managing the renovation.

Property types

Lending footprint

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.