LCThe Lending Commons
← All lenders

Express Capital Financing

Brooklyn, NY·Nationwide
Express Capital Financing offers fix-and-flip loans, ground-up construction loans, bridge loans for multifamily and mixed-use properties, DSCR rental loans, DSCR portfolio loans, and both lite-doc and full-doc commercial mortgages.
Express Capital Financing describing itself

Loan programs

Term
12 mo – 18 mo
Maximum leverage
Max LTV (cash-out) 75%

Terms & qualification

Typical loan size
$100K – $75M
Typical term
12 mo – 30 yr
Interest rate
10.5%
Origination / points
1% to 4%
Minimum FICO
500
Lien position
1st
Prepayment penalty
None for short-term bridge loans; selectable options on DSCR and long-term commercial property loans
Payment structure
Interest Only
Recourse
Always
Closing speed
10 days typical · 4 days fastest
Prepayment structure
None
Cross-collateral
Yes
Equity / JV capital
No
Income documentation
Credit Report, Financial Statements, Loan Application
Borrower entity
LLC, Limited Partnership, Trust, Corporation

Property types

Lending footprint

Explicitly excluded: ND, NV, SD

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.