← All lendersExpress Capital Financing describing itself
Express Capital Financing
Brooklyn, NY·Nationwide
Express Capital Financing offers fix-and-flip loans, ground-up construction loans, bridge loans for multifamily and mixed-use properties, DSCR rental loans, DSCR portfolio loans, and both lite-doc and full-doc commercial mortgages.
Loan programs
Also offers— no published terms
Terms & qualification
- Typical loan size
- $100K – $75M
- Typical term
- 12 mo – 30 yr
- Interest rate
- 10.5%
- Origination / points
- 1% to 4%
- Minimum FICO
- 500
- Lien position
- 1st
- Prepayment penalty
- None for short-term bridge loans; selectable options on DSCR and long-term commercial property loans
- Payment structure
- Interest Only
- Recourse
- Always
- Closing speed
- 10 days typical · 4 days fastest
- Prepayment structure
- None
- Cross-collateral
- Yes
- Equity / JV capital
- No
- Income documentation
- Credit Report, Financial Statements, Loan Application
- Borrower entity
- LLC, Limited Partnership, Trust, Corporation
Property types
Lending footprint
Explicitly excluded: ND, NV, SD
Sources
This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.
- Private Lender Linkretrieved 2026-09-15
- Lender websiteretrieved 2026-09-15
- Drive Active Compact FULL 2026-09-15retrieved 2026-09-15