Easy Street Capital is a nationwide private lender offering EasyFix (fix-and-flip up to 90% LTP), EasyRent (DSCR 30-year rental including vacation rentals), and EasyBuild (ground-up construction) - close in under 48 hours with no last-minute changes.
Light documentation required. Credit report, bank statements, and loan application. No tax returns required on bridge or construction programs. EasyRent (DSCR) qualifies the property on rental income versus debt service — minimum DSCR 0.75. No borrower income verification on DSCR loans.
Borrower entity
Individuals, LLCs, LPs, Corporations, Non-Profits, and Self-Directed IRAs all accepted. Down payment must come from borrower or LLC member — cross-collateralization with other assets accepted case-by-case. Personal guaranty always required. No foreign nationals.
Experience required
Prior real estate investment experience required for fix-and-flip and construction programs. No first-time investors accepted on EasyFix or EasyBuild. EasyRent (DSCR) is accessible to first-time rental investors who meet credit and property requirements. Experience improves rate and leverage levels.
This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.
