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Cressida Direct describing itself
Cressida Direct
Los Angeles, CA·Nationwide
Cressida Direct offers commercial bridge, residential fix-and-flip, residential ground-up construction, commercial DSCR, residential DSCR, owner-occupied commercial, SBA 504, and SBA 7 financing.
Loan programs
Maximum leverage
Max LTV 70%Max LTC 80%Max ARV 80%Max LTP 80%
Maximum leverage
Max LTV 70%Max LTP 80%
Maximum leverage
Max LTV 70%
Maximum leverage
Max LTV 70%
Also offers— no published terms
Terms & qualification
- Typical loan size
- $200K – $5M
- Typical term
- 12 mo – 30 yr
- Interest rate
- 6.5% – 11%
- Origination / points
- 1% to 4%
- Minimum FICO
- 660
- Lien position
- First in most states, Second mortgages available in California only up to 60% combined LTV
- Prepayment penalty
- Application of Pre Payment Penalties depend on loan program and can range from a step-down to fixed to a minimum interest earned structure.
- Payment structure
- Interest-only
- Recourse
- Sometimes
- Closing speed
- 30 days typical · 25 days fastest
- Prepayment structure
- Step-down, Minimum interest
- Cross-collateral
- Yes
- Equity / JV capital
- No
- Income documentation
- Credit Report, Tax Returns, Bank Statements, Financial Statements, Loan Application, Appraisal Required for Commercial Property, Always Before Funding, Broker Price Opinion (BPO) Accepted for Commercial Property, Never
- Borrower entity
- Individual(s), LLC, Limited Partnership, Trust, Corporation
Property types
Lending footprint
Sources
This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.
- Private Lender Linkretrieved 2026-09-15
- Lender websiteretrieved 2026-09-15
- Drive Active Compact FULL 2026-09-15retrieved 2026-09-15