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Cogo Capital
Coeur d'Alene, ID·Nationwide
As a full-service Private Money lender for real estate investors, Cogo Capital does most of the leg-work for you, while you build up your real estate portfolio and cash-flow all your deals. Whether it’s for wholesale, rehab, or buy and hold for long-term cash investment deals, Cogo Capital delivers fast and easy access to Private Money.
Loan programs
Maximum leverage
Max LTV 65%Max LTC 80%
Maximum leverage
Max LTV 65%Max LTC 80%
Maximum leverage
Max LTV 65%Max LTC 80%
Terms & qualification
- Typical loan size
- $30K – $3.5M
- Typical term
- 6 mo – 30 yr
- Interest rate
- 8% – 15%
- Origination / points
- 0% to 5%
- Minimum FICO
- 350
- Lien position
- 1st, 2nd
- Prepayment penalty
- no
- Payment structure
- Interest Only
- Recourse
- Always
- Closing speed
- 25 days typical · 7 days fastest
- Cross-collateral
- Yes
- Equity / JV capital
- No
- Income documentation
- Credit Report, Tax Returns, Bank Statements, Loan Application
- Borrower entity
- Individual(s), LLC, Trust, Corporation, Non-Profit Corporation, Self-Directed IRA