LCThe Lending Commons
← All lenders

Casa Lending

Cleveland, OH·Founded 2024·Nationwide
Casa Lending is a leading nationwide private lender specializing in fast, reliable fix-and-flip bridge loans, ground-up new construction loans, and DSCR rental loans.
Casa Lending describing itself

Loan programs

Term
10 yr – 40 yr
Rate
8% – 11%
Amortization
30-Year Fixed, 40-Year, Interest-Only
Maximum leverage
Max LTV 80%Max LTV (cash-out) 75%Max ARV 75%
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · 2–4 Unit Residential · Multifamily (5+) · Short-Term Rental (STR)

Fix & Flip

$100K – $10M
Term
6 mo – 24 mo
Amortization
Interest-Only
Maximum leverage
Max LTV 80%Max LTC 95%Max ARV 75%Max LTP 95%
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · 2–4 Unit Residential · Multifamily (5+)
Term
6 mo – 24 mo
Amortization
Interest-Only
Maximum leverage
Max LTV 80%Max LTC 90%Max LTCV 75%
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · 2–4 Unit Residential · Multifamily (5+) · Land & Lots
Maximum leverage
Max LTV 80%
Also offers— no published terms

Terms & qualification

Typical loan size
$100K – $15M
Typical term
6 mo – 24 mo
Interest rate
8% – 11%
Origination / points
0.00% to 3.00%
Minimum FICO
660
Income documentation
No W-2s or Tax Returns Required for DSCR loans. Qualifying is asset-based - rental loans use property cash flow and asset strength rather than personal DTI. Bridge and construction loans require bank statements and proof of liquidity for down payment.
Borrower entity
LLC Required. All loans must be closed under an LLC business entity. Personal guarantee (recourse) is required on some loan types. Does not lend to individuals or foreign nationals on bridge/construction loans.
Experience required
Experience Required. A minimum of 3 completed value-add or ground-up construction projects is required for fix-and-flip and construction loans. DSCR rental loans are accessible to first-time rental investors at reduced LTV, with 1+ rental or flip project in the prior 36 months preferred.

Property types

Lending footprint

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.