← All lendersCapstone Financial describing itself
Capstone Financial
Scottsdale, AZ·Founded 2010·Nationwide
Capstone Financial is a direct lender offering private money loans nationwide. Whether you are looking for a private money lender or subprime lender, we are able to fund your loan fast.
Loan programs
Offers— no published terms
Terms & qualification
- Typical loan size
- $50K – $3M
- Typical term
- 6 mo – 36 mo
- Interest rate
- 8.5% – 18%
- Origination / points
- 2% to 10%
- Minimum FICO
- 620
- Lien position
- 1st
- Prepayment penalty
- no
- Payment structure
- Interest Only
- Recourse
- Always
- Closing speed
- 15 days typical · 2 days fastest
- Cross-collateral
- Yes
- Equity / JV capital
- No
- Income documentation
- Credit Report, Bank Statements, Financial Statements, Loan Application
- Borrower entity
- Individual(s), LLC, Limited Partnership, Trust, Corporation, Non-Profit Corporation, Self-Directed IRA
Lending footprint
Sources
This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.
- Private Lender Linkretrieved 2026-09-15
- Lender websiteretrieved 2026-09-15
- Drive Active Compact FULL 2026-09-15retrieved 2026-09-15
- Scotsman Guide / LenderSearchretrieved 2026-09-14