Capital Insiders

McAllen, TX·—

Capital Insiders is a private lending company based in Texas with over two decades of “boots on the ground” expertise. We provide creative financing solutions to local real estate investors, operators, builders, and developers.

Capital Insiders describing itself

Loan programs

Offers— no published terms

Fix & Flip Ground-Up Construction

Terms & qualification

Typical loan size: $80K – $1.5M
Typical term: 12 mo – 60 mo
Interest rate: 9.95% – 13.95%
Origination / points: 2% to 4%
Minimum FICO: 620
Lien position: 1st
Prepayment penalty: yes
Payment structure: Interest Only
Recourse: Always
Closing speed: 7 days typical · 5 days fastest
Cross-collateral: Yes
Equity / JV capital: Yes
Income documentation: Credit Report, Tax Returns, Bank Statements, Financial Statements, Loan Application
Borrower entity: LLC, Limited Partnership, Trust, Corporation, Self-Directed IRA

Property types

Land & Lots

Lending footprint

Not reported.