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Capital Fund 1, LLC

Scottsdale, AZ·Founded 2009·5 states
Capital Fund 1 is a leading regional private lender specializing in fast, reliable Fix-and-Flip Bridge, Short-Term Bridge, New Construction, and DSCR Rental loans for real estate investors across Arizona, Colorado, Texas, Tennessee, and Georgia.
Capital Fund 1, LLC describing itself

Loan programs

Fix & Flip

$50K – $15M
Term
6 mo – 12 mo
Rate
8.99% – 12.99%
Amortization
Interest-Only
Maximum leverage
Max LTV 85%Max LTC 85%Max ARV 70%
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · 2–4 Unit Residential · Multifamily (5+)
Term
36 mo – 60 mo
Rate
8.99% – 10.99%
Amortization
Interest-Only
Maximum leverage
Max LTV 85%Max LTC 80%
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · Multifamily (5+) · Land & Lots
Rate
8.99% – 10.99%
Amortization
Interest-Only
Maximum leverage
Max LTV 85%
Eligible property types
Single-Family (SFR) · Condo / Townhome / PUD · 2–4 Unit Residential · Multifamily (5+) · Short-Term Rental (STR)
Maximum leverage
Max LTV 85%

Terms & qualification

Typical loan size
$50K – $15M
Typical term
6 mo – 60 mo
Interest rate
8.99% – 12.99%
Origination / points
1% to 2.5%
Prepayment structure
None
Income documentation
No Personal Tax Returns Required. Asset-based lending focused on the property value and project scope. Only documentation required: loan application. Interest on renovation and construction costs charged on drawn funds only. DSCR rental loans qualify on property cash flow with no personal income check.
Borrower entity
Individual, LLC, LP, Trust, and Corporation all accepted. Personal guaranty required on some loan types (case-by-case basis). Foreign nationals accepted. No 100% financing. No owner-occupied homes. No cannabis-use properties. AZ, CO, TX, TN, and GA only.
Experience required
Minimum 4 Prior Value-Add Projects Required for fix-and-flip and rehab programs. Minimum 1 prior ground-up construction project required for new construction loans. Experienced investors (4+ projects) qualify for Capital Fund 1's full leverage program. Bridge and DSCR loans have less restrictive experience requirements - contact directly.

Property types

Lending footprint

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.