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Blue-inc. Capital

Eugene, OR·Founded 2018·1 state
Blue-inc. Capital is a leading local private lender specializing in fast, reliable fix-and-flip bridge loans, short-term bridge financing, and new construction lending.
Blue-inc. Capital describing itself

Loan programs

Fix & Flip

$25K – $3M
Term
3 mo – 48 mo
Rate
9% – 14%
Maximum leverage
Max LTV 70%Max LTC 100%Max ARV 75%Max LTP 100%
Eligible property types
Land & Lots
Term
3 mo – 48 mo
Rate
9% – 14%
Maximum leverage
Max LTV 70%Max LTC 100%Max LTCV 70%
Eligible property types
Multifamily (5+)

Bridge

$25K – $3M
Term
3 mo – 48 mo
Maximum leverage
Max LTV 70%Max LTC 100%Max LTP 70%
Maximum leverage
Max LTC 100%Max ARV 70%Max LTP 100%

Terms & qualification

Typical loan size
$25K – $3M
Typical term
3 mo – 48 mo
Interest rate
9% – 14%
Origination / points
3% to 4%
Minimum FICO
500
Lien position
Primarily 1st position
Prepayment penalty
3-12 months minimum
Payment structure
Interest Only
Recourse
Sometimes
Closing speed
7 days typical · 1 days fastest
Cross-collateral
Yes
Equity / JV capital
Yes
Income documentation
No W-2s or Tax Returns Required. All qualifying is asset-based; no DTI evaluation on any loan type.
Borrower entity
Individual(s), LLC, Limited Partnership, Corporation, Non-Profit Corporation
Experience required
0 Prior Projects Required. New investors are explicitly welcome with no experience requirement on any loan type.

Property types

Lending footprint

Sources

This record was compiled from the public pages below. Figures reflect what each source published when it was retrieved and are not a quote — confirm current terms with the lender.