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Blue-inc. Capital describing itself

Blue-inc. Capital
Eugene, OR·Founded 2018·1 state
Blue-inc. Capital is a leading local private lender specializing in fast, reliable fix-and-flip bridge loans, short-term bridge financing, and new construction lending.
Loan programs
Ground-Up Construction
$25K – $3MTerm
3 mo – 48 mo
Rate
9% – 14%
Maximum leverage
Max LTV 70%Max LTC 100%Max ARV 75%Max LTCV 70%
Eligible property types
Multifamily (5+)
Fix & Flip
$25K – $3MTerm
3 mo – 48 mo
Rate
9% – 14%
Maximum leverage
Max LTV 70%Max LTC 100%Max ARV 75%Max LTP 100%
Eligible property types
Land & Lots
Maximum leverage
Max LTC 100%Max ARV 70%Max LTP 100%
Also offers— no published terms
Terms & qualification
- Typical loan size
- $25K – $3M
- Typical term
- 3 mo – 48 mo
- Interest rate
- 9% – 14%
- Origination / points
- 3% to 4%
- Minimum FICO
- 500
- Lien position
- Primarily 1st position
- Prepayment penalty
- 3-12 months minimum
- Payment structure
- Interest Only
- Recourse
- Sometimes
- Closing speed
- 7 days typical · 1 days fastest
- Cross-collateral
- Yes
- Equity / JV capital
- Yes
- Income documentation
- No W-2s or Tax Returns Required. All qualifying is asset-based; no DTI evaluation on any loan type.
- Borrower entity
- Individual(s), LLC, Limited Partnership, Corporation, Non-Profit Corporation
- Experience required
- 0 Prior Projects Required. New investors are explicitly welcome with no experience requirement on any loan type.